Swimming pool finance:

Since pools are not cheap, they can range from anywhere between $10,000 for a basic small pool with no decking, and upwards to $100,000 for a swimming pool with rock waterfalls and fountains.

Most homeowners will finance their new luxury with a home equity loan. If you have a little equity in your home, due to the rising costs of homes, you can take out an equity line of credit or a 2nd mortgage.

Before you hire a pool manufacturer, call a home loan broker to see exactly what you can afford. And what you are comfortable paying extra every month.